Redundancy information from gov.uk
This page focusses on the rights you have during the redundancy process giving you a voice and agency. It is part of a broader government information on redundancy which can be accessed by navigating backwards from this page.
https://www.gov.uk/redundancy-your-rights/consultation
Voluntary severance advice
This information focuses on voluntary severance giving you neutral advice on whether you should take this step or not.
Voluntary redundancy rights
This page provides information from ACAS on voluntary redundancy. ACAS stands for Advisory, Conciliation and Arbitration Service. It is an independent public body funded by the UK government, aimed at improving employment relations.
https://www.acas.org.uk/your-rights-during-redundancy/voluntary-redundancy
Financial Advice
Money Helper - is a UK government backed service for all things financial; this page focusses on losing your job.
https://www.moneyhelper.org.uk/en/work/losing-your-job
Pension Advice
Pension Wise from Money Helper: The pensions and retirement section of their website has lots of useful information and is where you can access the Pension Wise advice service. If you have a defined contribution pension you can make an appointment to speak to one of the specialist Pension Wise advisers who can explain your pension options.
https://www.moneyhelper.org.uk/en/pensions-and-retirement
Finding Financial Advice
Unbiased will help you find appropriate financial advice
Private Pension Tax
Government Advice on how they tax your pension
https://www.gov.uk/tax-on-your-private-pension/annual-allowance
Private Pension Contribution
Government advice on your annual pension contributions once you are unemployed.
https://www.gov.uk/tax-on-your-private-pension/lump-sum-allowance
USS Pension Explanation
This resource from https://www.uss.co.uk/ provides a clear comprehensive explanation of the USS pension scheme which can be shared with an independent financial adviser.
Teachers Pension schemes
Additional Voluntary Contributions (AVCs) for the Teachers' Pensions
National Insurance Credits
It is important to note that you may be able to get National Insurance credits if you’re not paying National Insurance, for example when you’re claiming benefits because you’re ill or unemployed.
https://www.gov.uk/national-insurance-credits
National insurance contributions
Voluntary NI contributions
https://www.gov.uk/voluntary-national-insurance-contributions